Mr. Naccarato joined Cerberus in 2000. Prior to joining Cerberus, Mr. Naccarato was a Vice President and Senior Credit Officer at Bank of America Commercial Funding from 1997 to 2000, where he was responsible for managing all aspects of credit relating to a loan portfolio consisting of middle market asset-backed credit facilities. From 1993 to 1997, he worked as an analyst, field examiner and assistant account executive at The CIT Group. Mr. Naccarato is a graduate of SUNY Oneonta and holds a CPA. Mr. Naccarato is a member of the Cerberus Capital Management Credit/Lending Committee.